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Disclaimer

Wigmore Associates Wealth Management Ltd (registered in England and Wales Company No. 05252645) and is authorised and regulated by The Financial Conduct Authority (www.fca.gov.uk/register) under reference 616455. The information within this document is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Taxation, Inheritance Tax planning, Trusts and Estate planning are not regulated by the Financial Conduct Authority.

This document has been prepared by Wigmore Associates Wealth Management Ltd. The information and opinions contained herein are based upon sources believed by Wigmore Associates Wealth Management Ltd to be reliable, but which may not have been independently verified and no guarantees, representations or warranties are made as to its accuracy, completeness or suitability for any purpose. Any opinion or estimate expressed in this publication is Wigmore Associates Wealth Management Ltds current opinion as of the date of this publication and is subject to change without notice.

Past performance is not an indication of future performance. The value of investments and any income from them is not guaranteed and may go down as well as up; you may get back less than you invested. Higher volatility investments are subject to sudden and large falls in value and could result in a loss equal to the sum invested. Certain investments are not readily realisable and investors may experience difficulty in realising the investments or in obtaining reliable information on the value or associated risks. Changes in rates of exchange may have an adverse effect of the value, price or income of investments denominated in currencies other than Sterling.

Any references to the impact of taxation are made in the context of current legislation and may not be valid should levels and/or bases of taxation change. Tax treatment is based on individual circumstances and may be subject to change in the future. This document is not intended as an offer or solicitation for the purpose or sale of any investment or any their action. No personal recommendation is being made to you; the securities referred to may not be suitable for you and this material should not be relied upon in substitution for the exercise of independent judgement or seeking independent advice. Wigmore Associates Wealth Management Ltd will not be liable for any direct or indirect damages, including lost profits, arising in any way from the information contained in this material. The material in this document is not intended for distribution or use outside the United Kingdom.